# Individual Account - Adaptive Rate Limiters

Adaptive rate limiters have been put in place to limit the effect of hyper-compounding and improve sustainability.

There are 5 tiers of Rate Limiters and your tier is determined by comparing the amount of rewards you have compounded vs your fresh deposits (valued in USD).\
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You can calculate this with the following formula:\
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\&#xNAN;*Rate Limiter Bracket = (Total Compounded Rewards) - (Fresh Deposits)*

**The limiters are:**

1. 50,000 to 249,999 Daily rate 0.45%
2. 250,000 to 499,999 Daily rate 0.425%
3. 500,000 to 749,999 Daily rate 0.375%
4. 750,000 to 999,999 Daily rate 0.325%
5. 1,000,000 plus Daily rate 0.25%

***Example***\
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Total Compounded Rewards = 350,000 USD\
Deposits = 25,000 USD\
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350k-25k = 325k = Bracket 2, Daily Rate 0.425%